Our Commitment to Acuity:
- Optimize MVR Spend
- Undestand Loss Patterns
- Improve Loss Ratios
- Lower Claims Frequency
Optimize MVR Spend and streamline Underwriting Workflows
Access the right level of data at the right time with enriched license and violation data available nationwide. SambaSafety’s configurable services were designed to support dozens of underwriting use cases, so you can verify, enrich and qualify driving data with ease. Our accurate driving data can be used in place of or ahead of an MVR to pinpoint those needing further review, saving you an average of $7-10 a driver.
Identify and Act on Deteriorating Risk
Gain access to early risk indicators so you can proactively intervene. Our solutions can help you deliver an ecosystem of risk control services that transform the way you do business:
- Proactively identify who is deteriorating in risk and direct loss control activities accordingly.
- Better assess and gain control of claims most exposed to inflation and nuclear verdicts.
- Develop deeper insights into the extent and cause of premium leakage, including undisciplined underwriting, rating issues, or lack of clarity on a prospective policyholder’s risk.
Mitigate Risks and Reduce Claims Severity
Mitigate risks in your portfolio and empower your clients with continuous monitoring of telematics, MVR and CSA data sources. Our solution delivers insights into risky behaviors and integrated training courses tailored to alerts, so clients can quickly identify, track and mitigate driver risks. Our turn-key client solutions have been proven to reduce violations by 22% and frequency by 16%.
Reduce crashes by 14%
Mitigate risks and empower your clients with continuous monitoring, insight into high-risk behaviors and integrated training courses tailored to alerts, so they can quickly identify, track and mitigate driver risks. Reduce crashes using our near real-time monitoring solutions that provide you and your clients with more accurate information and help make the roads safer
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Loss Control
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Product Development
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Underwriting
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Advanced Analytics
Actionable Insights to Prevent the Collision
Empower your clients with the insights and tools to identify and proactively take action on risk before a costly claim occurs. Continuous monitoring of high-risk behaviors and violations, coupled with targeted training can reduce frequency by up to 16% in the first year, improving the profitability of your book. Track trends across your entire portfolio or pinpoint areas of highest risk with Portfolio Insights. Shared visibility with your commercial policyholders leads to more productive consultation and risk mitigation.
Dive into our case study and witness how leveraging portfolio insights led to a remarkable 50% decrease in violations in just 6 months.
Accelerate Time to Market on New Coverages
Expedite the product development cycle for new usage-based coverages using normalized data directly from your clients’ existing telematics devices. Automated onboarding paired with an expansive integration footprint - spanning the majority of commercial vehicles -enables you to meet your clients’ needs better and faster using fewer resources. Get an optimal return on your investment by introducing differentiated coverages in a fraction of the time to more of your book.
Explore our comprehensive step-by-step guide to developing a commercial auto insurance telematics program, empowering you to navigate the complexities with confidence and success.
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Outsmart Risk & Protect Your Bottom Line
Expand your view to assess your clients’ entire fleet instead of only a portion of it while saving tens of thousands on MVR costs. Get access to activity across state and national boundaries on all drivers within a fleet using Risk Assessment and receive a summary of any activity found without pulling an MVR. Grow profitably using automated underwriting solutions that are configurable and cost-effective while adhering to established guidelines.
Discover actionable insights in our blog, 'Reimagining Underwriting: 5 Tips for P&C Insurers', paving the way for innovative approaches in the insurance landscape.
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Improve Time to Value with High Quality Data
Leverage normalized, enriched data across policyholders’ existing telematics devices to build new models, improve the performance of existing models and collaborate with Product and Underwriting to create UBI products. Build with confidence knowing that the data has passed over 37 quality metrics with a tolerance of 2% or less. Disparate raw data from hundreds of sources is thoughtfully transformed into a single, easy to use format to make ingestion a breeze.
Explore our latest blog post: 'Navigating Telematics Deployment Methods: A Decision-Maker’s Guide for Commercial Carriers', providing invaluable insights to streamline your approach in telematics implementation.
